Home Ownership

There’s nothing like the excitement and pride of owning your very own home, and our clients have reason to be proud of what they accomplish.To help them take this important step, we offer education and support. We also offer continuing education and support once you have made that step and already own your home. Here are some of the programs we offer for those looking to purchase a home for the first time or for those who already own their home. 

  Reverse Mortgage - We provide education and assistance to help senior homeowners (age 62 or older) access the equity in their homes to meet challenging financial situations. A reverse mortgage works like a loan against your home that you do not have to pay back for as long as you live there. 

  Post-Purchase Education - Successful home ownership depends on your ability to maintain both the financial and the physical upkeep of your property. Housing Opportunities offers both group classes and one-on-one counseling in budgeting, maintaining good credit, home repair and other important skills to help homeowners succeed.

sun  Budget & Credit Counseling - Our counselors can help create a household budget and evaluate your financial situation. We can give you strategies to increase your income and reduce expenses. We can work with you to help repair your credit and get you on the path of home ownership. 

sun  Hoosier Homestead Initiative - The Hoosier Homestead Initiative is a program to enable qualified homebuyers in Indiana to purchase a property from the LaPorte County Commissioner sale or directly from a non-profit acting on behalf of the commissioners prior to a deed sale. The goal is to create a long-term resident owner active in the community that will restore and maintain the property. The buyer will be required to agree to specific guidelines of the sale to qualify as a buyer. Cities and other government entities desire to have all residents occupied by a person that will maintain the property and meet all city requirements. Tax sales often sell properties to investors whose objective is to make a profit. This may end up in transient rotating rental tenants. Absentee land owners are less likely to maintain the property according to city ordinances and neighborhood standards. The goal of this program is to avoid the issues of absentee landlords in our communities and create resident owners that will be good citizens at a price they can afford. This program will help revitalize the community bringing homes up to code and restoring neighborhoods as well as give individuals an opportunity, who otherwise may not have had a chance to be a homeowner.

Click here to see our Q&A page, read about the requirements, and download an HHI Application  

For more information on any of these programs please contact Director of Housing Counseling, Bonnie Kennedy, at 219-286-3301 or This email address is being protected from spambots. You need JavaScript enabled to view it.

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